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FINANCIAL PLANNING FOR THE LIFE YOU DON'T WANT TO MISS

Flat-fee, comprehensive financial planning and fiduciary advice designed for expats, government employees, and Americans preparing for life abroad. 

FINANCIAL PLANNING THAT PUTS LIFE FIRST

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At Make The Memory (MTM) Financial Planning, we help you gain clarity from uncertainty, and feel confident using your money to live fully.

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We believe it’s not just about saving for someday. It’s about making meaningful choices today, doing the things you love with the people you love, all while building a secure future.

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You deserve a personalized financial plan from a fiduciary financial advisor you can trust. Our approach helps you enjoy life now while preparing for whatʼs ahead.

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OUR SERVICES

Financial planning that considers all aspects of your life. Ready for more detail?

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COMPREHENSIVE FINANCIAL PLANNING

Strategies for every stage of life, built around your goals and values.

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INVESTMENT MANAGEMENT

Evidence-based portfolios tailored to your goals, whether you're building wealth in the U.S. or living abroad.

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TAX PLANNING STRATEGIES

Thoughtful tax strategies to help Americans navigate the complexities of living, working, and retiring abroad.

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RETIREMENT PLANNING

Whether retiring early or unexpectedly, we design a clear roadmap for the future you’re building.

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SPECIALIZED SUPPORT

Buying your first home, moving abroad, or starting a business? We guide complex situations with clarity.

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NAVIGATING FEDERAL BENEFITS

Helping you understand, optimize, and integrate your federal benefits into a long-term financial strategy.

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HOW IT WORKS

Our 3-Step Financial Planning Process

1. START WITH 
A CONVERSATION

We listen to your goals, values, and questions to understand what matters most. A casual conversation, no jargon, no judgement.

2. BUILD YOUR PERSONALIZED PLAN

We design a financial plan that reflects your priorities, whether thatʼs cash flow, investing, retirement planning, tax considerations, paying off debt, or just feeling more in control.

3. LIVE YOUR LIFE WITH CONFIDENCE

As life changes (career moves, family milestones, even preparing for life abroad), we update your plan so you’re always ready for what’s next.

WHO WE HELP

We work especially well with:

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FEDERAL EMPLOYEES & MILITARY FAMILIES

We understand the unique benefits, pensions, and challenges that come with serving the public. We help you make the most of what you’ve earned and prepare for life’s next chapter.

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Boston City Firefighters

First responders have unique pension systems, overtime structures, and early retirement options. We specialize in helping you navigate these decisions so you can focus on protecting others while building your own financial security.

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SMALL BUSINESS OWNERS

Running a business comes with unique financial challenges and opportunities. We help you balance day-to-day decisions with long-term goals, from managing cash flow to planning for your own retirement.

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Expats & Americans Moving Abroad

If an international move is in your future, you need more than a checklist. You need a financial plan. We help Americans navigate the tax, investment, retirement, and estate planning challenges that come with living abroad.

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MEET YOUR PLANNERS

At MTM Planning, you get two experienced CERTIFIED FINANCIAL PLANNERS® with over 25 years of combined expertise and a shared commitment to your success.​

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Matthew and Jordan are experts in helping Americans navigate international moves, government transitions overseas, cross-border financial planning, and retirement abroad. Together, they have guided clients from their first overseas assignment through retirement and every stage in between.​​

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Together, we offer collaborative guidance that adapts as your life changes. You’ll always have someone in your corner, ready to support you through every season.

Matthew and Jordan - Certified Financial Planners - MtM Financial Planning - Financial Planning for employees, first responders, veterans, future retirees

MEMBER OF

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WHY CHOOSE MTM FINANCIAL PLANNING

TWO CFP®S, ONE SHARED MISSION

Deeper expertise and collaboration.

FLAT-FEE FIDUCIARY FINANCIAL PLANNING

Weʼre paid only by you.

OVER 25 YEARS 
OF COMBINED EXPERIENCE SERVING DIVERSE CLIENTS

GROUNDED IN RESEARCH, ROOTED IN REAL LIFE

PLANNING FOR LIFE CHANGES

Life moves fast. Your plan has to keep up.

Whether you’re retiring, launching a business, leaving the federal workforce, or hoping to make the most of your income, we turn ‘what if’ into ‘what’s next.’

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Your financial plan will evolve with you so you’re ready for any stage of life.

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FAQs

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LET’S MAKE A PLAN YOU CAN FEEL GOOD ABOUT

You donʼt need to have it all figured out. Thatʼs what weʼre here for. Weʼll meet you where you are now, help you get clear on where you want to go, and walk with you every step of the way. Still have questions?

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